Truck Collides With Horse – Macon Personal Injury

We are talking about personal injury as a result of accident involving a vehicle that hit a horse in the middle of the road at night. The driver had liability insurance and the driver contacted the horse owner’s insurance company. The insurance company didn’t send an insurance to see about the driver’s truck. The adjuster eventually did call the driver and told him they were investigating to see if the horse owner was at fault, was there negligence regarding the fence that the horse was supposed to be in. The driver was finally called and told there was nothing they could do about it. The car was nearly totaled out. The question is “What is the next step?”